AXA MANSARD DEVICE INSURANCE POLICY

This policy provides cover for your device in the event of accidental damage outside the manufacturer’s warranty.

Your policy starts once you pay the Premium. However, only claims that result in screen damage and/or liquid damage would be covered and deemed payable by AXA Mansard Insurance plc.

Benefits/offerings are broken down into:

COVER

• Screen breakage: AXA Mansard will repair the device to the tune of the approved limit in the event the screen of your device is accidentally
• Liquid Damage: AXA Mansard will repair the device to the tune of the approved limit in the event your device is damaged as a result of accidentally coming into contact with any

Excess: This is the amount you will be required to pay towards each claim you make under this policy. You will be required to pay an excess of 10% on each claim.

You are only allowed a maximum of one (1) screen damage claim and one (1) liquid damage claim per policy year. The total claims paid during the policy year shall not exceed the insured value of the device.

BENEFITS & PRICING

EXCLUSIONS

The policy does not cover:

1. Repairs or any other costs for;
   • Cleaning, inspection or routine servicing
   • Loss or damage resulting from a manufacturer’s defect or recall of the
   • Any repairs carried out without the prior authorization of AXA Mansard Insurance plc
   • Wear and tear to the device and/or gradual deterioration of performance
   • Cosmetic Damage
   • Devices manufactured wholly or partially from precious metals, stones or crystals
   • Scratching or other superficial damage to outer casings, aerials or keypads

2. Any claim if the serial number IMEI (International Mobile Equipment Identity) or simgate has been tampered with in any

3. Theft or loss of device

4. Failure on your part to follow the manufacturer’s instructions

5. Any expense incurred as a result of not being able to use the device, or any cost other than the cost of repair of the damaged screen or accidental liquid damage

• Reconnection or subscription fees of any kind
• Any loss occasioned through the willful act of the insured or any other person with the knowledge or connivance of the
• Any loss or damage to information or data or software contained in or stored on the device, whether arising out of a claim paid by us or otherwise.
• Items purchased from an online auction site
• Claims arising from damage or directly occasioned by pressure waves caused by aircraft or other aerial devices travelling at sonic or supersonic
• Claims arising from terrorism, war or invasion, acts of foreign enemies, hostilities whether war is declared or not, rebellion, revolution,

insurrection, military or usurped power, confiscation, nationalization or requisition or destruction or damage to property under the order of any government or public or legal authority.

• Claims arising from damage or destruction caused by, contributed to or arising from (i) ionizing radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel; or (ii) the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or component.

DEFINITIONS

Accessories; Any item that you may connect or attach to your device e.g. earphones.

Accidental Damage; The unintentional or unforeseen screen damage to your device with visible evidence of an external force and/or liquid/water mark and results in the device being unusable

Commencement Date; This is the day your cover begins with us. It is the day the premium was paid after device was purchased.

Cosmetic Damage; Any damage which is non- structural including but not limited to scratches, dents and marks, which does not affect the usage of the device.

Device;  This  shall  mean  the  device,  purchased brand new, within the Federal Republic of Nigeria from JUMIA

Excess; The amount you will be required to pay towards each claim you make under this policy and which shall be 10% of the value of the claim.

We/Insurer; AXA MANSARD INSURANCE plc.

You/Your; The Insured person, who resides within the territorial limits of the Federal Republic of Nigeria and who owns the specified device.

ELIGIBILITY OF COVER

Cover only applies to devices purchased within the territorial limits of the Federal Republic of Nigeria from JUMIA Nigeria.

GEOGRAPHICAL AREA

• This insurance covers devices bought and used within the Federal Republic of Nigeria and can be extended to cover damage occasioned to the device anywhere in the world up to a maximum of 90 days in total, 30 days any one time, in any single 12 month period; as long as the device is brought in for repair within the Federal Republic of

CONDITIONS

• This policy shall be governed by and construed according to the laws of the Federal Republic of Nigeria

• We may decide to change the Terms and Conditions of your Only changes formally made by us and communicated to you are acceptable under this policy. No other party has any jurisdiction to change the terms of this policy

• You must take all reasonable precaution to prevent damage to your device

• This Insurance is limited to repair/replacements of one (1) screen damage and one (1) liquid damage

• The benefits of this Policy cannot be transferred to someone else or any other device

• Notification of any claim to AXA Mansard Insurance plc must be within seven (7) days of the event that led to the claim

• In the event of a claim, all damaged devices MUST be taken ONLY to authorized outlets for repair

• You will be required to pay the Excess (which is 10% of the claim amount) to the Authorized Repairer before your repaired device can be collected from the Authorized

• This product is underwritten by AXA Mansard Insurance

Thank you.